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Minnesota Take-Home Pay Calculator: 2026 Rates (5.35%–9.85%)

Minnesota's four brackets top out at 9.85% — the fourth-highest top rate in the country — and middle earners reach the 6.8% bracket quickly. Estimate your 2026 take-home pay after federal tax, FICA, and Minnesota tax below.

Enter your details

$

Net annual pay

$73,831

Net monthly pay

$6,153

Net biweekly pay

$2,840

Tax breakdown

CategoryAmount% of income
Federal Income Tax$13,17013.2%
Social Security$6,2006.2%
Medicare$1,4501.5%
State Income Tax$5,3495.3%
Total tax$26,16926.2%

Effective tax rate: 26.2%. Marginal federal rate: 22.0%. Marginal state rate: 6.8% in Minnesota.

Where your money goes

Estimates for informational purposes only — not tax advice. Excludes pre-tax contributions, credits, and local income taxes.

Compare with another state

See how Minnesota's take-home pay ranks against another state.

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Example: take-home pay on common salaries in Minnesota

Single filer, 2026 standard deduction, no pre-tax contributions or credits. Computed by the same engine as the calculator above.

Gross salary Federal tax FICA Minnesota tax Net annual pay Effective rate
$75,000 $7,670 $5,738 $3,649 $57,943 22.7%
$100,000 $13,170 $7,650 $5,349 $73,831 26.2%

How Minnesota taxes your income in 2026

Minnesota's 2026 brackets for single filers are 5.35% on the first $32,570 of taxable income, 6.8% up to $106,990, 7.85% up to $198,630, and 9.85% above that (thresholds are higher for joint filers). Minnesota sets its own standard deduction, slightly below the federal amount. A single filer earning $75,000 lands mostly in the 6.8% bracket — higher marginal rates than most states at that income.

No local income taxes; Social Security partially taxed

Minnesota cities and counties levy no income taxes. Minnesota is one of the shrinking group of states that still tax Social Security benefits for higher incomes — a subtraction phases out as income rises past roughly $84,490 for single filers ($108,320 for joint filers, 2026 figures). On the plus side, Minnesota offers a K-12 education credit and strong property-tax refund programs that many residents overlook.

What this calculator includes (and excludes)

This estimate covers federal income tax, FICA, and Minnesota income tax using the 2026 brackets and standard deduction. It does not model the Social Security subtraction, itemized deductions, or Minnesota credits. Figures are estimates for planning purposes, not tax advice.

Frequently asked questions

What is the Minnesota income tax rate in 2026? ▼
Minnesota has four brackets: 5.35%, 6.8%, 7.85%, and 9.85%. The 9.85% top rate — fourth-highest in the nation — applies to taxable income over about $198,630 for single filers.
Does Minnesota have local income taxes? ▼
No. Minnesota municipalities and counties do not impose income taxes. State income tax, sales tax, and property taxes are the main levies.
Does Minnesota tax Social Security benefits? ▼
Partially. Minnesota allows a Social Security subtraction that phases out at higher incomes (starting around $84,490 for single filers in 2026). Lower- and middle-income retirees pay no Minnesota tax on benefits.
How much is $75,000 after taxes in Minnesota? ▼
A single filer earning $75,000 pays roughly $3,649 in Minnesota income tax and takes home about $57,943 per year after federal tax, FICA, and state tax, based on this calculator's 2026 estimates. See the example table above for details.
Why is my Minnesota tax higher than neighboring states'? ▼
Minnesota's brackets are steeper at middle incomes: the 6.8% rate starts around $32,570 of taxable income (single), while Wisconsin and Iowa tax comparable wages at lower rates. The trade-off funds Minnesota's public services.

Data sources

Reviewed by the PayFigi research team. Last verified: 2026-07-27. These figures are estimates for informational purposes only and are not tax advice; consult a tax professional for advice specific to your situation.