How Much Is Minnesota State Income Tax in 2026?
Minnesota's brackets run 5.35% to 9.85% for 2026 — the fourth-highest top rate in the nation. A single filer earning $75,000 lands mostly in the 6.8% bracket, so middle-income workers pay more here than in many neighboring states.
State income tax
5.35%–9.85%
Four progressive brackets
Standard deduction
$14,575
$29,150 married joint
Local income tax
None
No city or county wage tax
$100k take-home
$73,831
Single filer
Quick Answer: High Rates That Start Early
Minnesota taxes income through four brackets: 5.35%, 6.8%, 7.85%, and 9.85%. The 6.8% rate starts at roughly $32,570 of taxable income for single filers, so a $75,000 salary pays mostly 6.8% on its top dollars. A single filer earning $100,000 takes home about $73,831 after federal tax, FICA, and state tax.
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How Minnesota Taxes Your Income
- Four brackets. 5.35% to $31,690, 6.8% to $104,090, 7.85% to $193,240, and 9.85% above for single filers.
- State standard deduction. $14,575 single / $29,150 joint, slightly below the federal amount.
- No local income tax. Cities and counties do not tax wages.
- Social Security partially taxed. One of the few states that still taxes benefits for higher-income retirees.
Minnesota Take-Home Pay by Income Level
| Gross | Federal | FICA | MN State | Take-Home |
|---|---|---|---|---|
| $50,000 | $3,820 | $3,825 | $1,949 | $40,406 |
| $75,000 | $7,670 | $5,738 | $3,649 | $57,943 |
| $100,000 | $13,170 | $7,650 | $5,349 | $73,831 |
| $150,000 | $24,734 | $11,475 | $9,078 | $104,713 |
| $200,000 | $36,734 | $14,339 | $13,003 | $135,924 |
Estimated Tax Breakdown
Local Taxes in Minnesota
Minnesota does not have local income taxes. The state relies on its progressive income tax, sales tax, and property tax. Many residents are eligible for a property-tax refund and a K-12 education credit, neither of which is reflected in the calculator estimates above.
Retirement and Social Security
Minnesota is one of the few states that still taxes Social Security benefits for higher-income retirees, though a subtraction phases out starting around $84,490 for single filers. Private pensions and retirement-account withdrawals are taxed at ordinary rates.
Frequently Asked Questions
What is the Minnesota income tax rate in 2026?
Four brackets: 5.35%, 6.8%, 7.85%, and 9.85%. The 9.85% top rate is the fourth-highest in the country.
Does Minnesota have local income taxes?
No. Minnesota has no city or county income taxes.
Does Minnesota tax Social Security benefits?
Partially, for higher incomes. A subtraction phases out starting around $84,490 for single filers.
How much is $100,000 after taxes in Minnesota?
About $73,831 for a single filer.
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Sources
- Minnesota Department of Revenue: 2026 income tax rate schedules and standard deduction.
- Tax Foundation: Minnesota state tax overview.
- IRS Revenue Procedure 2025-32 — 2026 federal brackets and FICA limits.
Figures are estimates for a single filer with no credits or itemized deductions.