How Much Is Hawaii State Income Tax in 2026? 1.4%–11%

Quick Answer: Hawaii Income Tax at a Glance

Hawaii has 12 income tax brackets — more than any other state — and a top rate of 11%, second only to California. Its tiny standard deduction means taxes start early. Estimate your 2026 take-home pay after federal tax, FICA, and Hawaii tax below.

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How Hawaii taxes your income in 2026

Hawaii's 12 brackets for single filers start at 1.4% and climb through 3.2%, 5.5%, 6.4%, 6.8%, 7.2%, 7.6%, 7.9%, 8.25%, 9%, and 10% before hitting 11% on taxable income over $325,000. Middle earners feel Hawaii's structure quickly: income above about $48,000 is already taxed at 7.2%. The standard deduction is just $2,200 for single filers and $4,400 for joint filers — among the smallest in the nation — so most wages are fully exposed to the brackets.

Retiree-friendly, shopper-unfriendly

Social Security benefits are fully exempt from Hawaii tax, and employer-funded pension distributions are generally exempt too — a meaningful break in a high-income-tax state. Hawaii has no local income taxes. Where Hawaii does collect is through its General Excise Tax (GET), which applies to nearly all business activity, not just retail sales, and visibly raises prices on goods and services across the islands.

What this calculator includes (and excludes)

This estimate covers federal income tax, FICA, and Hawaii income tax using the 2026 brackets and standard deduction. It does not model the GET's effect on prices, pension exclusions, itemized deductions, or credits such as Hawaii's food/excise tax credit. Figures are estimates for planning purposes, not tax advice.

Take-Home Pay by Income Level in Hawaii

The table below shows estimated annual take-home pay for a single filer with no credits or pre-tax contributions. It includes federal income tax, FICA, and Hawaii state income tax.

Gross Income	Federal Tax	FICA	HI State Tax	Take-Home Pay
$50,000	$3,820	$3,825	$3,198	$39,157
$75,000	$7,670	$5,738	$5,260	$56,333
$100,000	$13,170	$7,650	$7,322	$71,858
$150,000	$24,734	$11,475	$11,447	$102,344
$200,000	$36,734	$14,339	$16,159	$132,768

Estimated Tax Breakdown

Take-home $71,858

Federal

$13,170 13.2%

State

$7,322 7.3%

FICA

$7,650 7.6%

Net Pay

$71,858 71.9%

Frequently Asked Questions

What is the Hawaii income tax rate in 2026?

Hawaii has 12 brackets from 1.4% to a top rate of 11% on taxable income over $325,000 (single). The 11% top rate is the second-highest in the country after California's 13.3%.

Why is Hawaii's standard deduction so small?

Hawaii's deduction ($2,200 single / $4,400 joint) is set by state law and is not indexed like the federal one. Combined with 12 brackets, it means Hawaiians pay state tax on almost all of their wages.

Does Hawaii tax Social Security benefits?

No. Social Security benefits are fully exempt from Hawaii income tax, and most employer-funded pension distributions are exempt as well.

How much is $75,000 after taxes in Hawaii?

A single filer earning $75,000 pays roughly $5,260 in Hawaii income tax and takes home about $56,333 per year after federal tax, FICA, and state tax — one of the lowest take-home figures at this salary. See the example table above for details.

What is Hawaii's General Excise Tax?

The GET is a tax on business gross receipts (4% statewide, 4.5% on Oahu) that businesses pass on to customers. It functions like a sales tax but applies to services too, raising the cost of living without touching your paycheck directly.