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Virginia Take-Home Pay Calculator: 2026 Rates (2%–5.75%)

Virginia's top rate of 5.75% starts at just $17,000 of taxable income — the brackets haven't moved since 1990. A temporarily enlarged standard deduction (through 2026) provides the main relief. Estimate your take-home pay below.

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$

Net annual pay

$74,176

Net monthly pay

$6,181

Net biweekly pay

$2,853

Tax breakdown

CategoryAmount% of income
Federal Income Tax$13,17013.2%
Social Security$6,2006.2%
Medicare$1,4501.5%
State Income Tax$5,0045.0%
Total tax$25,82425.8%

Effective tax rate: 25.8%. Marginal federal rate: 22.0%. Marginal state rate: 5.8% in Virginia.

Where your money goes

Estimates for informational purposes only — not tax advice. Excludes pre-tax contributions, credits, and local income taxes.

Compare with another state

See how Virginia's take-home pay ranks against another state.

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Example: take-home pay on common salaries in Virginia

Single filer, 2026 standard deduction, no pre-tax contributions or credits. Computed by the same engine as the calculator above.

Gross salary Federal tax FICA Virginia tax Net annual pay Effective rate
$75,000 $7,670 $5,738 $3,566 $58,026 22.6%
$100,000 $13,170 $7,650 $5,004 $74,176 25.8%

How Virginia taxes your income in 2026

Virginia's brackets are 2% on the first $3,000 of taxable income, 3% to $5,000, 5% to $17,000, and 5.75% above that — thresholds unchanged since 1990, so wage growth has pushed everyone into the top bracket long ago. The standard deduction is $8,500 for single filers and $17,000 for joint filers, but that enlarged amount expires after tax year 2026 and reverts to $3,000 / $6,000 unless Richmond extends it again.

No local income taxes, but watch the car tax

Virginia counties and cities levy no income taxes. Social Security benefits are fully exempt from Virginia tax, and seniors get an additional age deduction. The notorious local levy is the personal property tax on vehicles, which can run hundreds of dollars a year per car depending on your county or city.

What this calculator includes (and excludes)

This estimate covers federal income tax, FICA, and Virginia income tax using the 2026 brackets and the temporarily enlarged standard deduction. It does not model the $930 personal exemption, the senior age deduction, itemized deductions, or credits. If the standard deduction reverts in 2027 as currently scheduled, Virginia tax will rise noticeably. Figures are estimates, not tax advice.

Frequently asked questions

What is the Virginia income tax rate in 2026? ▼
Four brackets: 2%, 3%, 5%, and 5.75%. The 5.75% top rate starts at only $17,000 of taxable income — the thresholds haven't changed since 1990 — so most workers pay 5.75% on the bulk of their wages.
Does Virginia have local income taxes? ▼
No. Virginia counties and cities do not impose income taxes. The main local burden is the personal property tax on vehicles, which varies by locality.
Does Virginia tax Social Security benefits? ▼
No. Social Security benefits are fully exempt from Virginia income tax, and taxpayers 65+ may qualify for an additional age-based deduction.
How much is $75,000 after taxes in Virginia? ▼
A single filer earning $75,000 pays roughly $3,566 in Virginia income tax and takes home about $58,026 per year after federal tax, FICA, and state tax, based on this calculator's 2026 estimates. See the example table above for details.
What happens to Virginia's standard deduction after 2026? ▼
The enlarged deduction ($8,500 single / $17,000 joint) expires after tax year 2026 and reverts to $3,000 / $6,000 unless the legislature extends it — which it has done several times before.

Data sources

Reviewed by the PayFigi research team. Last verified: 2026-07-27. These figures are estimates for informational purposes only and are not tax advice; consult a tax professional for advice specific to your situation.