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Oregon Take-Home Pay Calculator: 2026 Rates (4.75%–9.9%)

Oregon has no sales tax — instead it leans on one of the heaviest income taxes in America, with 9.9% kicking in at $125,000 and a tiny standard deduction. Estimate your 2026 take-home pay after federal tax, FICA, and Oregon tax below.

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$

Net annual pay

$71,004

Net monthly pay

$5,917

Net biweekly pay

$2,731

Tax breakdown

CategoryAmount% of income
Federal Income Tax$13,17013.2%
Social Security$6,2006.2%
Medicare$1,4501.5%
State Income Tax$8,1768.2%
Total tax$28,99629.0%

Effective tax rate: 29.0%. Marginal federal rate: 22.0%. Marginal state rate: 8.8% in Oregon.

Where your money goes

Estimates for informational purposes only — not tax advice. Excludes pre-tax contributions, credits, and local income taxes.

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See how Oregon's take-home pay ranks against another state.

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Example: take-home pay on common salaries in Oregon

Single filer, 2026 standard deduction, no pre-tax contributions or credits. Computed by the same engine as the calculator above.

Gross salary Federal tax FICA Oregon tax Net annual pay Effective rate
$75,000 $7,670 $5,738 $5,989 $55,604 25.9%
$100,000 $13,170 $7,650 $8,176 $71,004 29.0%

How Oregon taxes your income in 2026

Oregon's four brackets for single filers are 4.75% on the first $4,300 of taxable income, 6.75% to $10,750, 8.75% to $125,000, and 9.9% above that. The standard deduction is just $2,910 for single filers ($5,820 joint), so nearly all wages are exposed — a single filer earning $75,000 is already deep in the 8.75% bracket. Oregon also lets some filers subtract part of their federal income tax, though that subtraction phases out at higher incomes.

Transit taxes and Portland's extra layers

Oregon employees pay a 0.1% statewide transit tax on wages, and the Portland area stacks on more: a Metro supportive-housing tax of 1% on income over $125,000 and Multnomah County's preschool-for-all tax of 1.5%–3% on high earners. There's no general local income tax elsewhere. Social Security benefits are fully exempt, and Oregon famously has no sales tax — the income tax is what pays for that.

What this calculator includes (and excludes)

This estimate covers federal income tax, FICA, and Oregon income tax using the 2026 brackets and standard deduction. It does not model the 0.1% statewide transit tax, Portland-area Metro/Multnomah taxes, the federal-tax subtraction, or Oregon's 'kicker' rebate. Your actual take-home in the Portland metro area may be lower than shown. Figures are estimates, not tax advice.

Frequently asked questions

What is the Oregon income tax rate in 2026? ▼
Four brackets: 4.75%, 6.75%, 8.75%, and 9.9%. The 8.75% bracket covers taxable income from $10,750 to $125,000 (single), so most full-time workers pay 8.75% on their top dollars — among the highest mid-income rates in the country.
Does Oregon have local income taxes? ▼
Not general ones, but the Portland metro area has special levies: a 0.1% statewide transit tax on all wages, a 1% Metro housing tax above $125,000, and Multnomah County's 1.5%–3% preschool tax on high incomes. This calculator shows the state tax only.
Does Oregon tax Social Security benefits? ▼
No. Social Security benefits are fully exempt from Oregon income tax.
How much is $75,000 after taxes in Oregon? ▼
A single filer earning $75,000 pays roughly $5,989 in Oregon income tax and takes home about $55,604 per year after federal tax, FICA, and state tax — one of the lowest take-home figures of any state at this salary. See the example table above.
If Oregon has no sales tax, why is take-home pay so low? ▼
Oregon funds government almost entirely through income tax: high marginal rates (8.75% for most workers), a tiny standard deduction, and no sales tax to spread the load. You save at the store but pay through your paycheck.

Data sources

Reviewed by the PayFigi research team. Last verified: 2026-07-27. These figures are estimates for informational purposes only and are not tax advice; consult a tax professional for advice specific to your situation.