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North Dakota Take-Home Pay Calculator: 2026 Rates (0%–2.5%)

Most North Dakota workers pay zero state income tax — the 0% bracket covers the first $48,475 of taxable income for single filers. The top rate of 2.5% is the lowest of any state with an income tax. Estimate your 2026 take-home pay below.

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$

Net annual pay

$78,489

Net monthly pay

$6,541

Net biweekly pay

$3,019

Tax breakdown

CategoryAmount% of income
Federal Income Tax$13,17013.2%
Social Security$6,2006.2%
Medicare$1,4501.5%
State Income Tax$6910.7%
Total tax$21,51121.5%

Effective tax rate: 21.5%. Marginal federal rate: 22.0%. Marginal state rate: 2.0% in North Dakota.

Where your money goes

Estimates for informational purposes only — not tax advice. Excludes pre-tax contributions, credits, and local income taxes.

Compare with another state

See how North Dakota's take-home pay ranks against another state.

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Example: take-home pay on common salaries in North Dakota

Single filer, 2026 standard deduction, no pre-tax contributions or credits. Computed by the same engine as the calculator above.

Gross salary Federal tax FICA North Dakota tax Net annual pay Effective rate
$75,000 $7,670 $5,738 $203 $61,389 18.1%
$100,000 $13,170 $7,650 $691 $78,489 21.5%

How North Dakota taxes your income in 2026

North Dakota's first bracket is 0% on taxable income up to $48,475 for single filers ($80,975 for joint filers). Above that, rates are just 1.95% and 2.5%. A single filer earning $75,000 pays state tax only on the slice above the zero bracket — roughly $200 for the whole year. North Dakota starts from federal taxable income, so the federal standard deduction is already reflected before the brackets apply.

Oil revenues, no local income taxes

North Dakota's oil and gas production taxes fund a large share of state government, which is how it sustains the nation's lowest income tax rates. Cities and counties levy no income taxes. Social Security benefits are exempt from North Dakota tax, and the state offers a 40% deduction on qualifying net long-term capital gains.

What this calculator includes (and excludes)

This estimate covers federal income tax, FICA, and North Dakota income tax using the 2026 brackets computed on federal taxable income. It does not model the capital-gains deduction, itemized deductions, or credits. Figures are estimates for planning purposes, not tax advice.

Frequently asked questions

What is the North Dakota income tax rate in 2026? ▼
Three brackets: 0% on taxable income up to $48,475 (single), then 1.95%, then a top rate of 2.5% — the lowest top rate of any state that taxes income. Most middle-income workers pay nothing or close to it.
Does North Dakota have local income taxes? ▼
No. North Dakota cities and counties do not impose income taxes. State revenues lean heavily on oil and gas production taxes.
Does North Dakota tax Social Security benefits? ▼
No. Social Security benefits are exempt from North Dakota income tax.
How much is $75,000 after taxes in North Dakota? ▼
A single filer earning $75,000 pays only about $203 in North Dakota income tax and takes home about $61,389 per year after federal tax, FICA, and state tax — nearly as much as in no-income-tax states. See the example table above.
Why is North Dakota's income tax so low? ▼
Oil and gas tax revenue lets the state run government with minimal income tax. Recent legislatures have repeatedly widened the 0% bracket, and full elimination is regularly debated.

Data sources

Reviewed by the PayFigi research team. Last verified: 2026-07-27. These figures are estimates for informational purposes only and are not tax advice; consult a tax professional for advice specific to your situation.