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Missouri Take-Home Pay Calculator: 2026 Rates (Top 4.7%)

Missouri's top income tax rate has fallen from 6% to 4.7% since 2018, and in 2025 it became the first state to fully exempt capital gains. Kansas City and St. Louis add a 1% earnings tax. Estimate your 2026 take-home pay below.

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$

Net annual pay

$75,413

Net monthly pay

$6,284

Net biweekly pay

$2,900

Tax breakdown

CategoryAmount% of income
Federal Income Tax$13,17013.2%
Social Security$6,2006.2%
Medicare$1,4501.5%
State Income Tax$3,7673.8%
Total tax$24,58724.6%

Effective tax rate: 24.6%. Marginal federal rate: 22.0%. Marginal state rate: 4.7% in Missouri.

Where your money goes

Estimates for informational purposes only — not tax advice. Excludes pre-tax contributions, credits, and local income taxes.

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See how Missouri's take-home pay ranks against another state.

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Example: take-home pay on common salaries in Missouri

Single filer, 2026 standard deduction, no pre-tax contributions or credits. Computed by the same engine as the calculator above.

Gross salary Federal tax FICA Missouri tax Net annual pay Effective rate
$75,000 $7,670 $5,738 $2,592 $59,000 21.3%
$100,000 $13,170 $7,650 $3,767 $75,413 24.6%

How Missouri taxes your income in 2026

Missouri's graduated brackets climb in small steps — the first $1,313 of taxable income is untaxed, then rates rise through 1.5% to 4% before hitting the 4.7% top rate at just $9,191 of taxable income. That means most full-time workers effectively pay close to a flat 4.7% minus deductions. Missouri matches the federal standard deduction ($16,100 single / $32,200 joint in 2026) and uses federal adjusted gross income as its starting point.

First state to exempt capital gains; two cities tax earnings

Starting in 2025, Missouri lets individuals subtract 100% of federally reported capital gains — the first state income tax exemption of its kind. Social Security benefits are also fully exempt for most retirees. On the local side, Kansas City and St. Louis each charge a 1% earnings tax on people who live or work in the city, which this calculator does not include.

What this calculator includes (and excludes)

This estimate covers federal income tax, FICA, and Missouri income tax using the 2026 brackets and federal-matching standard deduction. It does not model the capital-gains exemption, the 1% city earnings taxes, itemized deductions, or credits. Figures are estimates for planning purposes, not tax advice.

Frequently asked questions

What is the Missouri income tax rate in 2026? ▼
Missouri's top rate is 4.7%, reached at only $9,191 of taxable income after a series of annual cuts from 6% in 2018. Most wage earners pay an effective rate close to 4.7% on their marginal dollars.
Does Missouri have local income taxes? ▼
Yes, in two cities: Kansas City and St. Louis each levy a 1% earnings tax on residents and on nonresidents working in the city. No other Missouri locality taxes income.
Does Missouri tax Social Security or capital gains? ▼
Social Security benefits are exempt for most Missouri retirees. And starting in 2025, Missouri allows a 100% deduction of capital gains — the first state to fully exempt them.
How much is $75,000 after taxes in Missouri? ▼
A single filer earning $75,000 pays roughly $2,592 in Missouri income tax and takes home about $59,000 per year after federal tax, FICA, and state tax — before any Kansas City or St. Louis earnings tax. See the example table above.
What is Missouri's standard deduction for 2026? ▼
Missouri matches the federal standard deduction: $16,100 for single filers, $32,200 for joint filers, and $24,150 for head of household in 2026.

Data sources

Reviewed by the PayFigi research team. Last verified: 2026-07-27. These figures are estimates for informational purposes only and are not tax advice; consult a tax professional for advice specific to your situation.