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Maine Take-Home Pay Calculator: 2026 Rates (5.8%–7.15%)

Maine's top income tax rate of 7.15% arrives early — at about $58,000 of taxable income for single filers — though a federal-sized standard deduction softens the start. Estimate your 2026 take-home pay after federal tax, FICA, and Maine tax below.

Enter your details

$

Net annual pay

$73,646

Net monthly pay

$6,137

Net biweekly pay

$2,833

Tax breakdown

CategoryAmount% of income
Federal Income Tax$13,17013.2%
Social Security$6,2006.2%
Medicare$1,4501.5%
State Income Tax$5,5345.5%
Total tax$26,35426.4%

Effective tax rate: 26.4%. Marginal federal rate: 22.0%. Marginal state rate: 7.2% in Maine.

Where your money goes

Estimates for informational purposes only — not tax advice. Excludes pre-tax contributions, credits, and local income taxes.

Compare with another state

See how Maine's take-home pay ranks against another state.

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Example: take-home pay on common salaries in Maine

Single filer, 2026 standard deduction, no pre-tax contributions or credits. Computed by the same engine as the calculator above.

Gross salary Federal tax FICA Maine tax Net annual pay Effective rate
$75,000 $7,670 $5,738 $3,746 $57,846 22.9%
$100,000 $13,170 $7,650 $5,534 $73,646 26.4%

How Maine taxes your income in 2026

Maine has three brackets: 5.8% on the first $24,500 of taxable income, 6.75% up to $58,050, and 7.15% above that for single filers (thresholds double for joint filers). Maine matches the federal standard deduction — $16,100 single / $32,200 joint in 2026 — which shields far more income than most northeastern states. Even so, a single filer earning $75,000 crosses into the 7.15% top bracket, making Maine one of the higher-tax states for middle incomes.

No local income taxes, but high property taxes

Maine municipalities levy no income taxes. Social Security benefits are fully exempt from Maine tax, and a pension deduction of up to $45,864 (2026, reduced by Social Security received) applies for retirees. Where Maine does hit residents is property tax — among the highest in the nation relative to home values — and a 5.5% sales tax.

What this calculator includes (and excludes)

This estimate covers federal income tax, FICA, and Maine income tax using the 2026 brackets and standard deduction. It does not model the pension deduction, itemized deductions, property-tax fairness credits, or other credits. Figures are estimates for planning purposes, not tax advice.

Frequently asked questions

What is the Maine income tax rate in 2026? ▼
Maine has three brackets: 5.8%, 6.75%, and 7.15%. The 7.15% top rate applies to taxable income over about $58,050 for single filers — earlier than most states' top brackets.
Does Maine have local income taxes? ▼
No. Maine cities and towns do not impose income taxes. The state's revenue comes mainly from income tax, a 5.5% sales tax, and relatively high property taxes.
Does Maine tax Social Security benefits? ▼
No. Social Security benefits are fully exempt from Maine income tax. Maine also offers a substantial pension deduction for retirees, reduced by any Social Security received.
How much is $75,000 after taxes in Maine? ▼
A single filer earning $75,000 pays roughly $3,746 in Maine income tax and takes home about $57,846 per year after federal tax, FICA, and state tax, based on this calculator's 2026 estimates. See the example table above for details.
Why does Maine's top rate feel like it starts so early? ▼
Maine's top bracket begins around $58,050 of taxable income (single) — lower than most states. The offset is Maine's full-size federal standard deduction ($16,100), which delays taxation on the first dollars you earn.

Data sources

Reviewed by the PayFigi research team. Last verified: 2026-07-27. These figures are estimates for informational purposes only and are not tax advice; consult a tax professional for advice specific to your situation.