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Georgia Take-Home Pay Calculator: 5.19% Flat Tax (2026)

Georgia taxes wages at a flat 5.19% and pairs it with one of the most generous standard deductions in the Southeast — $12,000 for single filers. The rate is scheduled to keep falling if state revenues cooperate. Estimate your 2026 take-home pay below.

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$

Net annual pay

$74,613

Net monthly pay

$6,218

Net biweekly pay

$2,870

Tax breakdown

CategoryAmount% of income
Federal Income Tax$13,17013.2%
Social Security$6,2006.2%
Medicare$1,4501.5%
State Income Tax$4,5674.6%
Total tax$25,38725.4%

Effective tax rate: 25.4%. Marginal federal rate: 22.0%. Marginal state rate: 5.2% in Georgia.

Where your money goes

Estimates for informational purposes only — not tax advice. Excludes pre-tax contributions, credits, and local income taxes.

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See how Georgia's take-home pay ranks against another state.

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Example: take-home pay on common salaries in Georgia

Single filer, 2026 standard deduction, no pre-tax contributions or credits. Computed by the same engine as the calculator above.

Gross salary Federal tax FICA Georgia tax Net annual pay Effective rate
$75,000 $7,670 $5,738 $3,270 $58,323 22.2%
$100,000 $13,170 $7,650 $4,567 $74,613 25.4%

How Georgia taxes your income in 2026

Georgia replaced its old progressive brackets (which topped out at 5.75%) with a flat tax in 2024, and HB 111 set the rate at 5.19% retroactive to January 1, 2025. The same law super-sized the standard deduction to $12,000 for single filers and $24,000 for married couples filing jointly — roughly five times what it was a few years ago. If revenue triggers are met, the rate steps down toward 4.99% in future years.

No local income taxes, very friendly to retirees

Georgia cities and counties levy no income taxes, so the 5.19% state rate is all there is below the federal level. Social Security benefits are fully exempt, and Georgia's retirement-income exclusion lets residents 65 and older shield up to $65,000 per person of retirement income (pensions, IRA and 401(k) distributions, and some investment income) — one of the most generous retirement exclusions in the country. Younger retirees (62–64) get a $35,000 exclusion.

What this calculator includes (and excludes)

This estimate covers federal income tax, FICA, and Georgia's 5.19% flat tax with the 2026 standard deduction. It does not model the retirement-income exclusion, itemized deductions, or Georgia tax credits. Figures are estimates for planning purposes, not tax advice.

Frequently asked questions

What is the Georgia income tax rate in 2026? ▼
A flat 5.19% on taxable income. Georgia adopted the flat tax in 2024 (replacing progressive brackets that topped out at 5.75%) and plans to step the rate down toward 4.99% if revenue targets are met.
What is Georgia's standard deduction for 2026? ▼
$12,000 for single filers and $24,000 for married couples filing jointly. It was raised from just $4,600 / $6,000 as part of Georgia's flat-tax overhaul.
Does Georgia have local income taxes? ▼
No. Georgia municipalities and counties do not impose income taxes. Only federal, FICA, and the 5.19% state tax reduce a Georgia paycheck.
Does Georgia tax Social Security or retirement income? ▼
Social Security is fully exempt. On top of that, Georgians 65+ can exclude up to $65,000 per person of retirement income (62–64: up to $35,000), making Georgia one of the most tax-friendly states for retirees.
How much is $75,000 after taxes in Georgia? ▼
A single filer earning $75,000 pays roughly $3,270 in Georgia income tax and takes home about $58,323 per year after federal tax, FICA, and state tax, based on this calculator's 2026 estimates. See the example table above for details.

Data sources

Reviewed by the PayFigi research team. Last verified: 2026-07-27. These figures are estimates for informational purposes only and are not tax advice; consult a tax professional for advice specific to your situation.