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Arkansas Take-Home Pay Calculator: 2026 Rates (Top 3.9%)

Arkansas has cut its top income tax rate several years running — from 4.7% to 4.4% and now 3.9% — making it one of the lower-tax states in the South. Estimate your 2026 take-home pay after federal tax, FICA, and Arkansas tax below.

Enter your details

$

Net annual pay

$75,553

Net monthly pay

$6,296

Net biweekly pay

$2,906

Tax breakdown

CategoryAmount% of income
Federal Income Tax$13,17013.2%
Social Security$6,2006.2%
Medicare$1,4501.5%
State Income Tax$3,6273.6%
Total tax$24,44724.4%

Effective tax rate: 24.4%. Marginal federal rate: 22.0%. Marginal state rate: 3.9% in Arkansas.

Where your money goes

Estimates for informational purposes only — not tax advice. Excludes pre-tax contributions, credits, and local income taxes.

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See how Arkansas's take-home pay ranks against another state.

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Example: take-home pay on common salaries in Arkansas

Single filer, 2026 standard deduction, no pre-tax contributions or credits. Computed by the same engine as the calculator above.

Gross salary Federal tax FICA Arkansas tax Net annual pay Effective rate
$75,000 $7,670 $5,738 $2,652 $58,940 21.4%
$100,000 $13,170 $7,650 $3,627 $75,553 24.4%

How Arkansas taxes your income in 2026

Arkansas simplified its tax tables in a 2024 special session, dropping the top marginal rate to 3.9%. The 2026 schedule taxes income at 2% on taxable income above $5,500, 3% above $10,900, 3.4% above $15,600, and 3.9% above $25,700 (a simplified two-rate table applies to incomes above roughly $92,300). The standard deduction is $2,470 for single filers and $4,940 for married couples filing jointly, and the same brackets apply to every filing status.

No local income taxes, generous treatment of retirement

Arkansas cities and counties do not levy local income taxes, so the state brackets are the whole income-tax story below the federal level. Social Security benefits are fully exempt, and residents 59½ or older can exclude up to $6,000 per person of employer-sponsored retirement plan distributions. Arkansas also excludes 50% of net capital gains from state tax, with an even larger exclusion for gains tied to Arkansas-based small businesses.

What this calculator includes (and excludes)

This estimate covers federal income tax, FICA (Social Security and Medicare), and Arkansas state income tax using the 2026 brackets and standard deduction. It does not model the capital-gains exclusion, retirement-income exclusions, itemized deductions, or tax credits such as Arkansas's low-income tax tables. Figures are estimates for planning purposes, not tax advice.

Frequently asked questions

What is the Arkansas income tax rate in 2026?
Arkansas's top marginal rate is 3.9%, down from 4.4% in 2024 and 4.7% before that. Lower brackets run 2%, 3%, and 3.4%, with the top rate applying to taxable income above $25,700 for most filers.
Does Arkansas have local income taxes?
No. Arkansas municipalities and counties do not impose income taxes. Only federal, FICA, and state income tax reduce an Arkansas paycheck.
Does Arkansas tax Social Security benefits?
No. Social Security benefits are fully exempt from Arkansas income tax, and residents 59½+ can also exclude up to $6,000 of retirement plan distributions per person.
How much is $75,000 after taxes in Arkansas?
A single filer earning $75,000 pays roughly $2,652 in Arkansas income tax and takes home about $58,940 per year after federal tax, FICA, and state tax, based on this calculator's 2026 estimates. See the example table above for the breakdown.
Is Arkansas still cutting income taxes?
Arkansas has reduced its top rate repeatedly since 2023 (4.7% → 4.4% → 3.9%), and lawmakers have signaled interest in further cuts if revenue allows. Check back each January for updated tables.

Data sources

Reviewed by the PayFigi research team. Last verified: 2026-07-27. These figures are estimates for informational purposes only and are not tax advice; consult a tax professional for advice specific to your situation.