How Much Is Utah State Income Tax in 2026? 4.5% Flat Tax

Quick Answer: Utah Income Tax at a Glance

Utah has cut its flat income tax every year since 2022 — now 4.5%, down from 4.95%. Instead of a standard deduction, Utah uses a taxpayer credit that phases out with income. Estimate your 2026 take-home pay below.

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How Utah taxes your income in 2026

Utah taxes all income at a flat 4.5% (HB 106, retroactive to 2025) — the fourth cut in as many years from 4.95% in 2022. Utah has no standard deduction; instead it offers a taxpayer credit equal to 6% of your federal deduction amount, which phases out at higher incomes. This calculator approximates Utah tax with the flat rate alone, which is accurate for middle and higher incomes where the credit has phased out.

Simple system, sales tax on groceries

Utah cities and counties levy no income taxes. Social Security benefits are taxable in Utah to the extent they're taxed federally, though a retirement tax credit offsets some or all of it for lower- and middle-income retirees. Utah is one of the states that still apply sales tax to groceries (at a reduced 3% state-plus-local rate).

What this calculator includes (and excludes)

This estimate covers federal income tax, FICA, and Utah's 4.5% flat tax. It does not model the taxpayer credit (which lowers tax for lower incomes), the Social Security retirement credit, itemized deductions, or other credits. Figures are estimates for planning purposes, not tax advice.

Take-Home Pay by Income Level in Utah

The table below shows estimated annual take-home pay for a single filer with no credits or pre-tax contributions. It includes federal income tax, FICA, and Utah state income tax.

Gross Income	Federal Tax	FICA	UT State Tax	Take-Home Pay
$50,000	$3,820	$3,825	$2,250	$40,105
$75,000	$7,670	$5,738	$3,375	$58,218
$100,000	$13,170	$7,650	$4,500	$74,680
$150,000	$24,734	$11,475	$6,750	$107,041
$200,000	$36,734	$14,339	$9,000	$139,927

Estimated Tax Breakdown

Take-home $74,680

Federal

$13,170 13.2%

State

$4,500 4.5%

FICA

$7,650 7.6%

Net Pay

$74,680 74.7%

Frequently Asked Questions

What is the Utah income tax rate in 2026?

A flat 4.5%. Utah's rate has been cut every year recently: 4.95% (2022) → 4.85% (2023) → 4.65% (2024) → 4.55% (2025) → 4.5% (HB 106, retroactive to 2025).

Does Utah have local income taxes?

No. Utah municipalities and counties do not impose income taxes. The 4.5% state tax is the only income tax below the federal level.

Does Utah tax Social Security benefits?

Yes, to the extent they're taxed federally — but Utah offers a retirement tax credit that phases out with income and can offset much or all of the tax on benefits for lower- and middle-income retirees.

How much is $75,000 after taxes in Utah?

A single filer earning $75,000 pays roughly $3,375 in Utah income tax and takes home about $58,218 per year after federal tax, FICA, and state tax, based on this calculator's 2026 estimates. See the example table above for details.

Why doesn't Utah have a standard deduction?

Utah replaced traditional deductions with a taxpayer credit (6% of the federal deduction amount) that phases out at higher incomes. For most middle- and upper-income filers, the practical result is a simple flat 4.5% on income.