How Much Is Rhode Island State Income Tax in 2026?
Rhode Island keeps income tax relatively compact: three brackets topping out at 5.99%, a decent standard deduction, and Social Security exempt within income limits. Estimate your 2026 take-home pay after federal tax, FICA, and Rhode Island tax below.
State income tax
3.75%–5.99%
2026
Standard deduction
$11,200
Single filer
$100k take-home
$75,783
Single filer
$75k take-home
$59,200
Single filer
Quick Answer: Rhode Island Income Tax at a Glance
Rhode Island keeps income tax relatively compact: three brackets topping out at 5.99%, a decent standard deduction, and Social Security exempt within income limits. Estimate your 2026 take-home pay after federal tax, FICA, and Rhode Island tax below.
See your Rhode Island take-home pay
Enter your salary and filing status for a personalized 2026 estimate.
How Rhode Island taxes your income in 2026
Rhode Island's three brackets are 3.75% on the first $79,500 of taxable income, 4.75% up to $180,950, and 5.99% above that for single filers (thresholds are inflation-adjusted annually). That means a single filer earning $75,000 sits entirely in the 3.75% bottom bracket — a lighter touch than neighboring Connecticut or Massachusetts for many middle earners. The standard deduction is $11,200 for single filers and $22,400 for joint filers.
Payroll taxes and the car tax
Rhode Island employees contribute to the state's Temporary Disability Insurance (TDI) and Temporary Caregiver Insurance (TCI) programs through payroll deductions of a bit over 1% of wages (up to a cap). Rhode Island municipalities levy no income tax, but the state's motor-vehicle excise tax — being phased out — has long been a sore spot for car owners. Social Security benefits are exempt for retirees below income thresholds.
What this calculator includes (and excludes)
This estimate covers federal income tax, FICA, and Rhode Island income tax using the 2026 brackets and standard deduction. It does not model TDI/TCI payroll contributions, the Social Security income thresholds, itemized deductions, or credits. Figures are estimates for planning purposes, not tax advice.
Take-Home Pay by Income Level in Rhode Island
The table below shows estimated annual take-home pay for a single filer with no credits or pre-tax contributions. It includes federal income tax, FICA, and Rhode Island state income tax.
| Gross Income | Federal Tax | FICA | RI State Tax | Take-Home Pay |
|---|---|---|---|---|
| $50,000 | $3,820 | $3,825 | $1,455 | $40,900 |
| $75,000 | $7,670 | $5,738 | $2,393 | $59,200 |
| $100,000 | $13,170 | $7,650 | $3,398 | $75,783 |
| $150,000 | $24,734 | $11,475 | $5,773 | $108,019 |
| $200,000 | $36,734 | $14,339 | $8,177 | $140,750 |
Estimated Tax Breakdown
Frequently Asked Questions
What is the Rhode Island income tax rate in 2026?
Three brackets: 3.75%, 4.75%, and 5.99%. The bottom 3.75% bracket covers taxable income up to about $79,500 for single filers, so most middle-income workers pay 3.75% on all their taxable income.
Does Rhode Island have local income taxes?
No. Rhode Island municipalities do not impose income taxes. Local revenue comes from property taxes and the (phasing-out) motor vehicle excise tax.
Does Rhode Island tax Social Security benefits?
Not within income limits. Rhode Island exempts Social Security for retirees whose income falls below set thresholds (adjusted annually); above those, benefits can be partially taxable.
How much is $75,000 after taxes in Rhode Island?
A single filer earning $75,000 pays roughly $2,393 in Rhode Island income tax and takes home about $59,200 per year after federal tax, FICA, and state tax — before small TDI/TCI payroll contributions. See the example table above.
What payroll deductions does Rhode Island add?
Employees pay into Temporary Disability Insurance and Temporary Caregiver Insurance — roughly 1%–1.3% of wages up to an annual cap. These fund paid leave programs and aren't included in this calculator's estimate.
Calculate Your Rhode Island Take-Home Pay
Get an instant estimate of your paycheck after all taxes with our free calculator.
Disclaimer: This guide is for informational purposes only and does not constitute tax, legal, or financial advice. Figures are estimates for a single filer with the 2026 standard deduction and no credits. Sources: IRS Revenue Procedure 2025-32 (federal brackets and deductions); SSA (FICA wage base); Rhode Island Department of Revenue and Tax Foundation (state rates and context). Consult a qualified tax professional for advice specific to your situation.